Welcome to
The BlackBay Group

Fiduciary Investment Management

Our firm was established to deliver structured, fiduciary investment management grounded in objective market analysis rather than prediction or speculation.

Wyckoff Method

We are guided by the Wyckoff Method, a time-tested framework for understanding market structure and price behavior.

Client-Defined Objectives

From conservative to aggressive strategies, we work with clients to define specific objectives that meet their personal investment goals.

Proven Track Record

Verified trading results spanning 40+ years across multiple asset classes. Real money competitions and audited returns.

Understanding Market Structure

Financial markets are complex systems shaped by liquidity, participant behavior, and changing supply-and-demand dynamics. Rather than relying on forecasts or narratives, our philosophy emphasizes understanding market structure and managing risk within that context.

Wyckoff Framework

Our investment framework is informed by Wyckoff market structure principles, a methodology developed to analyze how markets move through cycles of accumulation, expansion, distribution, and contraction.

What We Analyze

Rather than reacting to headlines or lagging indicators, we analyze: Supply and demand dynamics, Price and volume relationships, and Market phases and transitions. These principles help us understand where price is within its broader market cycle.

Risk-First Approach

We prioritize capital preservation and risk management before pursuing returns. Every investment decision begins with understanding and defining the downside, ensuring that portfolio exposure aligns with market conditions and client objectives.

Supply and Demand

Price advances and declines reflect imbalances

Cause and Effect

Consolidation precedes expansion

Effort vs. Result

Volume reveals the quality of price movement

Composite Operator

Markets reflect the actions of professional capital

Position Sizing Discipline

Careful allocation of capital to manage exposure and protect against outsized losses.

Volatility Awareness

Understanding and adapting to changing market conditions and price fluctuations.

Drawdown Sensitivity

Monitoring and limiting portfolio declines to preserve capital during adverse conditions.

Dynamic Exposure Adjustment

Flexible positioning that responds to market structure and risk environment.

We open client accounts in their name at the custodian such as Charles Schwab & Company, Inc. This allows us to do no-load mutual funds as well as discount stock commissions. You will also receive monthly statements, trade confirmations, and other communications regarding your account from the custodian.

All clients give us limited power-of-attorney, so we are able to execute trades on their behalf. Our trading and recommendations are in accordance with their Investment Policy and Objective Setting Questionnaire, which we complete for each individual client.

We open a client's accounts in their name at Charles Schwab & Company. You will receive monthly statements, trade confirmations, and other communications regarding your account from Charles Schwab. Charles Schwab will also email our clients every time a transaction has taken place in a client's account. This convenience allows clients to easily stay abreast of their account's performance.

All clients give us limited power-of-attorney, so we are able to execute trades on their behalf, as well as bill our fees. Our trading and recommendations are in accordance with their ETF Profile and Suitability Questionnaire, which we complete for each individual client.

We open client accounts in their name at the custodian of their choice. The custodians offer our clients taxable accounts, IRA accounts, as well as no-load annuities (which allow us numerous exchanges from their various mutual fund choices at no charge, as well as not generating a taxable event every time we do an exchange).

You will also receive monthly statements, trade confirmations, and other communications regarding your account from the custodian you have chosen. In most cases, the custodian even emails our clients every time a transaction has occurred in the client's account. All clients give us limited power-of-attorney, so we are able to execute trades on their behalf, as well as bill our fees. Our trading and recommendations are in accordance with their Mutual Fund Timing Profile and Suitability Questionnaire, which we complete for each individual client.

Client hereby retains the Adviser and the Adviser hereby agrees to provide investment management services with respect to certain assets of the Client (the "Portfolio") in accordance with the terms and conditions hereinafter set forth.

Throughout the term of this agreement, the Adviser shall only enter trades for client, as that is all a "Trading" API allows. Advisor does not have access to withdraw/transfer coins or monies from any exchange.

Charles Schwab

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries.

Interactive Brokers

Leading online trading solutions for traders, investors and advisors, with direct global access to stocks, options, futures, currencies, bonds and funds.

ProFunds

ProFunds provides a wide range of investment strategies designed to help investors express their market views with precision and flexibility.

Guggenheim (Rydex)

For more than 20 years, investors have relied on Rydex to help express their market conviction using innovative beta allocations and tactical strategies.